000			03261cam a22006854a 4500
001			24266
003			The World Bank
005			20181114092657.0
006			m o d
007			cr cn|||||||||
008			020129s2015 dcu o i00 0 eng
024	8		_a10.1596/24266
035			_a(The World Bank)24266
110	2		_aWorld Bank.
245	1	0	_aMali Financial Sector Assessment Program _h[electronic resource] : _bHousing Finance.
260			_aWashington, D.C. : _bThe World Bank, _c2015.
300			_a1 online resource (1 p.)
490	1		_aFinancial Sector Assessment Program
520	3		_aThe housing finance market in Mali remains small and under developed. Few banks currently offer a full mortgage product with Banque Malienne de Solidarite, Mali Housing Bank (BHM), Bank of Africa, and EcoBank being the main lenders although at minimal levels. The total annual housing need in Mali based on the household formation rate amounts to 82,500, split between 51,100 urban units and 31,400 rural units. Overall some social housing is constructed and support is provided by the state for low income housing through the Office Malienne de l'Habitat (OMH), but the numbers remain small. The Malien authorities have been working to strengthen financial sector stability which includes measures to stabilize the BHM and put it in a position where it begins to fulfill its mandate of providing credit for the housing sector. A strategy was approved by the council of Minister for a strategic disengagement by the state from the share capital of BHM. Initially the agreed plan was for BHM to be privatized. Overall progress in delivery of affordable housing will require a concerted effort among all stakeholders both in public and private sector. This should be supported through establishment of stakeholder coordination group to oversee change across the housing value chain.
650		4	_aAccess to Finance
650		4	_aAffordability
650		4	_aAffordable Housing
650		4	_aAgricultural Finance
650		4	_aCapital
650		4	_aCollateral
650		4	_aCommercial Banks
650		4	_aConsumer Education
650		4	_aConsumer Protection
650		4	_aCooperatives
650		4	_aCorruption
650		4	_aEquity
650		4	_aFamily
650		4	_aFinance and Financial Sector Development
650		4	_aFinancial and Private Sector Development
650		4	_aFinancial Development
650		4	_aFinancial Institutions
650		4	_aFinancial Services
650		4	_aHome Ownership
650		4	_aHousing Finance
650		4	_aIncome Tax
650		4	_aInterest Rates
650		4	_aInternational Financial Standards and Systems
650		4	_aLoans
650		4	_aMicrofinance Institutions
650		4	_aMonetary Policy
650		4	_aMoral Hazard
650		4	_aMortgages
650		4	_aPrivatization
650		4	_aProfitability
650		4	_aProperty Rights
650		4	_aRemittances
650		4	_aRisk Management
650		4	_aSavings
650		4	_aTechnical Assistance
650		4	_aUrban Areas
650		4	_aWomen
710	2		_aWorld Bank.
830		0	_aFinancial Sector Assessment Program
830		0	_aWorld Bank e-Library.
856	4	0	_uhttp://elibrary.worldbank.org/doi/book/10.1596/24266
999			_c26088 _d26088