TY - BOOK AU - Duranton,Gilles AU - Duranton,Gilles AU - Ghani,Ejaz AU - Goswami,Arti Grover AU - Kerr,William R TI - Effects of Land Misallocation on Capital Allocations in India PY - 2015/// CY - Washington, D.C. PB - The World Bank KW - Access to banking KW - Access to credit KW - Access to external finance KW - Access to finance KW - Access to financial services KW - Access to formal credit KW - Access to formal finance KW - Access to loans KW - Asymmetric information KW - Bank branches KW - Bank credit KW - Bank financing KW - Bank loan KW - Bank loans KW - Banking KW - Banking services KW - Banks KW - Banks and banking reform KW - Biases KW - Borrower KW - Borrowers KW - Borrowing KW - Business owners KW - Business plans KW - Capital KW - Co-operative banks KW - Collateral KW - Collateral requirements KW - Collateral support KW - Commercial banks KW - Cost of capital KW - Credit KW - Credit bureaus KW - Credit information KW - Credit market KW - Credit markets KW - Credit policy KW - Credit registries KW - Credit risk KW - Credit support KW - Credit-worthiness KW - Creditworthiness KW - Debt collectors KW - Debt markets KW - Directed credit KW - Disparities in access KW - Econometrics KW - Economic activity KW - Economic growth KW - Economic policy KW - Economics KW - Employment KW - Enterprise KW - Enterprise development KW - Entrepreneur KW - Entrepreneurs KW - Entrepreneurship KW - Equity KW - Exclusion KW - External finance KW - External financing KW - Finance and financial sector development KW - Financial access KW - Financial deepening KW - Financial depth KW - Financial development KW - Financial institutions KW - Financial integration KW - Financial markets KW - Financial sector KW - Financial sector development KW - Financial services KW - Financial strength KW - Financing KW - Fixed assets KW - Formal credit KW - Formal finance KW - Gender KW - Gender inequality KW - Government policy KW - Governments KW - Guarantee KW - Households KW - Housing KW - Human capital KW - Inequality KW - Information sharing KW - Infrastructure KW - Intangible assets KW - Interest expense KW - Interest payment KW - Interest rate KW - Investment KW - Issue of access KW - Job creation KW - Labor KW - Labor market KW - Labor markets KW - Lack of collateral KW - Land markets KW - Lenders KW - Lending KW - Liberalization KW - Loan KW - Loan access KW - Loan demand KW - Loans KW - Macroeconomics KW - Marginal revenue KW - Market value KW - Markets KW - Micro enterprises KW - Micro-credit KW - Micro-enterprises KW - Micro-entrepreneurs KW - Micro-finance KW - Micro-finance institutions KW - Microfinance KW - Monetary policy KW - Money lenders KW - Net value KW - Outreach KW - Outstanding loan KW - Outstanding loans KW - Overdraft KW - Personal assets KW - Private enterprise KW - Private enterprises KW - Profitability KW - Property KW - Real estate KW - Repossession KW - Reserve bank of india KW - Resource allocation KW - Revenue KW - Risk KW - Risk perception KW - Rural bank KW - Rural bank branches KW - Services KW - Sizes of loan KW - Small business KW - Small business owners KW - Small businesses KW - Strategies KW - Tangible assets KW - Taxes KW - Trade credit KW - Trade credits KW - Transport KW - Union KW - Urban areas KW - Value KW - Villages KW - Water & industry KW - Water resources KW - Water supply KW - Working capital N2 - Growing research and policy interest focuses on the misallocation of output and factors of production in developing economies. This paper considers the possible misallocation of financial loans. Using plant-level data on the organized and unorganized sectors, the paper describes the temporal, geographic, and industry distributions of financial loans. The focus of the analysis is the hypothesis that land misallocation might be an important determinant of financial misallocation (for example, because of the role of land as collateral against loans). Using district-industry variations, the analysis finds evidence to support this hypothesis, although it does not find a total reduction in the intensity of financial loans or those being given to new entrants. The analysis also considers differences by gender of business owners and workers in firms. Although potential early gaps for businesses with substantial female employment have disappeared in the organized sector, a sizeable and persistent gap remains in the unorganized sector UR - http://elibrary.worldbank.org/doi/book/10.1596/1813-9450-7451 ER -