TY - BOOK AU - Powell,Lawrence S. TI - Risky Business: Insurance Markets and Regulation SN - 9781598131192 AV - HG8535 -- .P734 2013eb U1 - 368.00973 PY - 2013/// CY - Oakland PB - Independent Institute KW - Insurance -- State supervision -- United States KW - Insurance -- United States KW - Insurance law -- United States KW - Electronic books N1 - Cover -- Title Page -- Copyright Page -- Table of Contents -- 1: Introduction -- 2: The Economics and Politics of Insurance -- 3: Insurance Markets and Regulation: Case Studies in Failure -- 4: The Effects of Credit-Based Insurance Scoring on Insurance Markets -- 5: Catastrophes and Performance in Property Insurance Markets: A Comparison of Personal and Commercial Lines -- 6: "Watery Marauders": How the Federal Government Retarded the Development of Private Flood Insurance -- 7: Alternative Frameworks for Insurance Regulation in the United States -- 8: A Comparison of Insurance Regulation in the United States and the European Union -- 9: Estimating Efficiency Effects of Uniform Regulation in Property and Casualty Insurance -- 10: Performance of Risk Retention Groups: Drawing Inferences from a Prototype of Competitive Federalism -- Notes -- Index -- About the Contributors -- Independent Studies in Political Economy N2 - Today's insurance regulation in the United States is at a crossroads: while some segments of the insurance industry are moving away from a state-based approach toward regulation, others favor a greater role for the federal government-despite the opposition from other stakeholders. Written by leading scholars in risk management, this book addresses some of the most important questions facing the future of state and federal regulation of the insurance industry. Examining not only the impetus behind various reform proposals, but also the historical development of insurance regulation in the United States, it discusses alternative regulatory frameworks used in the United States and in the European Union and, thereby, increases the options that reformers may wish to consider UR - https://ebookcentral.proquest.com/lib/buse-ebooks/detail.action?docID=1108901 ER -