How Does Geographic Distance Affect Credit Market Access in Niger? [electronic resource] / Pedrosa, Jose
Material type:
TextPublication details: Washington, D.C., The World Bank, 2008Description: 1 online resource (24 p.)Subject(s): Access to Finance | Access to finance | Bankruptcy and Resolution of Financial Distress | Credit market | Credit market access | Debt Markets | Finance and Financial Sector Development | Financial services | Households | Interest rates | Loan | Loan conditions | Microfinance | Microfinance institutionsAdditional physical formats: Pedrosa, Jose.: How Does Geographic Distance Affect Credit Market Access in Niger?Online resources: Click here to access online Abstract: Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates, and more intensive screening. The authors to discuss the tension between access and sustainability in the context of financial services for the poor.
Distances involved in accessing basic services can constitute a major barrier to development. This paper analyzes the relationship between the distance separating households from microfinance institutions' offices in Niger, and the low levels of development and performance of the microfinance sector in the country. To cope with the effects of geographical distance, microfinance institutions adapt their policies through more restrictive loan conditions, higher interest rates, and more intensive screening. The authors to discuss the tension between access and sustainability in the context of financial services for the poor.
There are no comments on this title.