Cull, Robert.

The Microfinance Business Model Enduring Subsidy and Modest Profit / Cull, Robert. [electronic resource] : Cull, Robert. - Washington, D.C. : The World Bank, 2016. - 1 online resource (63 p.) - Policy research working papers. World Bank e-Library. .

per borrower. Recent evidence suggests only modest social and economic impacts of microfinance. Favorable cost-benefit ratios then depend on low costs. This paper uses proprietary data on 1,335 microfinance institutions between 2005 and 2009, jointly serving 80.1 million borrowers, to calculate the costs of microfinance and other elements of the microfinance business model. It calculates that on average, subsidies amounted to

10.1596/1813-9450-7786


Commercialization
Cost-Benefit Analysis
Gender
Implicit Subsidy
Microcredit
Nonprofit
Poverty

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